No Faxing Payday Loans
Our application process is 100% online, which means there is no need to send any papers to us, and your loan can be deposited into you account on the same day you apply.
Question list
- What is a payday loan or cash advance?
- How payday loans works?
- What can a payday loan be used for?
- How much can I receive?
- What is the procedure to apply for a payday loan online?
- Is there an application fee?
- What if I have bad credit?
- Do I need to fax my information?
- Do you contact current or former employers?
- How will I know that my loan has been approved?
- When will my loan be due?
- How often can I get a payday loan?
What is a payday loan or cash advance?
A payday loan or cash advance is an unsecured, short-term cash loan to help you until your next payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. At AptDept.COM, apply online for a payday loan and your advance will be electronically deposited to your checking or savings account.
How payday loans works?
All of your personal information may be submitted using the online application, eliminating the need to fax over any documents. Your information is kept safe and secure so you can rest assured your business if kept confidential.
A payday loan is the absolute quickest method to get the cash you need when you need it most. When time is not on your side, apply for a payday loan using our secure system.
Repayment of your payday loan is simple. Upon your next pay date, the amount borrowed plus the pre-determined lending fee will be automatically deducted from your checking or savings account. If you need an extension, contact one of our customer service agents to make arrangements.
What can a payday loan be used for?
Whether you are paying off bills, celebrating a special occasion, or covering an unexpected cost your payday loan is there to be used at your own discretion.
How much can I receive?
Your first loan is based upon the information you provide in your loan application. After successful repayment of your loan, we may increase your loan amount on any future loans.
What is the procedure to apply for a payday loan online?
To apply for a payday loan, complete and submit the application found on our website. At that point, the approval process will immediately get under way and an agent will notify you of your status.
Is there an application fee?
AptDept.COM never charges applicants a fee to qualify for a payday loan.
What if I have bad credit?
Bad credit will not prevent you from receiving a payday loan at AptDept.COM. Our friendly managers will work with you, even if you have been turned down by other lenders.
Do I need to fax my information?
There is no need to fax any personal details. The lending company will instantly get all necessary information online.
Do you contact current or former employers?
No, the lenders operate a strict confidentiality policy. None of your personal information will be passed onto any third party without your prior agreement or unless required by law.
How will I know that my loan has been approved?
You will receive an email notification once your loan has been approved. AptDept.COM reserves the right to make adjustments to your loan approval up until you receive the funds in your bank account based on new information received regarding your application.
When will my loan be due?
Typically, repayment is scheduled on your next payday (between 8 and 25 days away).
How often can I get a payday loan?
We are available any time you need financial assistance between pay periods. We encourage all of our clients to use these loans responsibly and keep in mind that a payday loan is a short-term solution to an urgent cash need; they should not be used repeatedly to deal with continuous budgeting issues.
